OUR SERVICES
 
On-Line Banking
Oneof the Octet's core competencies is the delivery of an enterprise-level scalable and robust on-line banking system on a fixed-cost and time basis. Octet's on-line banking solutions enable our banking clients to manage their clientele database and systems integrity via secured web-interfaces.

Octet's solutions have rich functionality and capable of handling real time transactions as well as running in a demo environment. Our solutions also feature session tracking, client authentication and notification, multi-language support, integration with core banking application and various payment systems.

System Features Include:

  • Real-time Interface
  • Check Balances on checking, savings, loan, line-of-credit accounts and CDs
  • Overdraft Protection
  • Running Balance
  • View Account History including deposits, withdrawals, cleared checks and transfers
  • Search Account History by check number, amount and/or date range
  • Reconcile Accounts Download History to personal finance software
  • Transfer Funds between accounts
  • Pay Bills
  • Stop Payments
  • Order Checks and Make Address Changes
  • Purchase Savings Bonds
  • Customizable Email Reminders for automatic notification of balances or even birthday reminders
  • "Help" and "Email" buttons on every page
  • WAP interface ready
  • SMS notification
Back-Office Control

  • One interface, one platform, one server
  • Employee access controls
  • Quick and easy end-of-day processing
  • Automated file downloads and uploads
  • Automated fee collection from customers
  • Automated upgrades via the Internet
  • Two way memo posting
  • Data mining
Security Features

  • Log-In Security
    • Internal firewalls
    • Alpha numeric passwords
    • Dynamic password generation
    • 60-day no activity lock-out
  • Transmission Security
    • Secure Sockets Layer (SSL)
    • Encryption/Decryption
    • VeriSign Global ID: digital certification authority (128-bit encryption)
    • Public/Private key pair
Server Security

  • Server is physically separate from institution's mainframe
  • Internal/External network cards disable IP routing Firewall filters unauthorized communication
  • Router distributes Internet traffic
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