Debtor Finance

Turn your invoices into cash and pay your expenses or other business costs with a low-cost debtor finance option unlike any other

Turn your downturn upside down

Cash is tight, customer payments are late, and the next pay run looks thin. Use your invoices to get the cash injection you need to meet your needs and get back to growing quickly.
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85% of invoices now.
Without the strings.

Octet  lets you pay your suppliers, staff and rent now against up to 85% of your invoice value. Choose to take a portion as cash and use the rest to pay suppliers, locally and globally, through the Octet platform to get a low-cost debtor finance option to grow now, not later.
How it works

Up to 90 % Receivables Value

Debtor Finance
meets the 21st century

For the first time, you can build your receivables directly into your supply chain, so your liabilities become buying power. The world-renowned Octet supply chain platform gives you access to competitive foreign exchange rates, no international transfer fees, and the ability to pool your receivables cash with other funding methods to give you better buying power..

Debtor Finance meets the modern supply chain with Octet.


How Octet Debtor Finance works

1
Join the platform

Join the Octet network and get approved for finance quickly

2
Upload your invoices and get up to 85% funding

Use the Octet platform to show your receivables value and receive funding immediately

3
Draw down cash, place an order or pay anyone

Use your funds how you like — as cash for business expenses, or to pay your suppliers sooner

1
2
3
Watch how Octet Debtor Finance works

With Octet Debtor Finance, you can...

  • Spend more on your immediate needs

    With industry-leading technology and processes, you can get up to 85% of your receivables as cash to spend more now, through Octet.

  • Top up your loans

    Pool your receivables limit with supply chain finance, and top it up with a 60 or 120-day loan, so you can reduce your banking lines and get a better deal.

  • Avoid unnecessary interest charges

    Don’t waste time waiting for your trade loan to reach your bank account. Get your receivables turned into money within minutes and pay your expenses quickly.

  • Tap into competitive FX rates

    No more rolling the dice with transfer and FX fees. Access sharp rates from multiple foreign exchange partners straight from the Octet platform in real-time, and get the best rate on global payments at time of payment.

  • Do it all in one place

    Use your Octet lending facility to pay expenses and suppliers in one-off or recurring payments, all through the Octet platform.

  • Remove the need for property security

    Don’t leverage your family home to fix your business’ cash flow. Use the assets at your fingertips — your invoices — to get cash now and pay suppliers and expenses.

How it compares

Get the right finance for your supply chain faster, and use it more places than traditional options

 

Octet Debtor Finance

Line of Credit

Traditional Invoice Discounting / Factoring

Bank Loan

Online Registration


Yes


Yes


No


No


Supplier Payments


Yes


No


No


No


Security


Full GSA and debtors


Personal and Business Assets


Full GSA and debtors


Personal and Business Assets


Integrated FX


Yes


No


No


No


Transactional Platform

Yes

No

No

Limited

 

 

 

 

Do it all with the
Octet supply chain finance platform

Pay any supplier, anywhere with the Octet platform and get complete visibility over your entire supply chain. Exchange documents and track, validate and authorize each step of the chain, all online. Choose and pool your funding sources — from credit cards to loans or overdrafts — to pay transactions and negotiate early settlement discounts to get the best deal.

Learn more about the platform

Success stories for Octet Receivables Finance

More Success stories

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Unlock the potential of an Octet facility for your business

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Want to know more?

Australia

1300 8 OCTET

China

+86 21 5228 9781

Email

info@octet.com
Thank you for your enquiry, we will be in touch soon.