Points4PayThe smart cash flow solution for all self-employed health and dental practitioners

Earn up to 1.125 Qantas Points or Velocity Points for every $1 you spend on your service fees or ongoing purchases.
Get quick access to an unsecured pre-approved line of credit up to $200k*.
Improve cash flow with flexible repayment terms of up to 30 days credit terms.
Pay business expenses including ATO, rent, insurance, payroll, suppliers - even if they don’t accept credit cards.
Take advantage of bulk paying expenses to streamline your accounts and reduce administration work.

Payments made easyThe process is simple

We provide you with a pre-approved line of credit*

Octet provides you with a pre-approved line of credit of up to $200,000* without the hassle of lengthy approval processes.

You upload a payment request

Each time you want to make a payment, you process it through Octet’s platform

We advance the payments within 24 hours

Octet advances the payment directly to your supplier or payee.

You repay us and get rewarded with frequent flyer points

At the end of the agreed number of credit days, Octet direct debits your nominated bank account and you’ll receive your choice of Qantas Points or Velocity Points.

Perfect for all practitionersThe smart solution for every speciality

Whether you are a Doctor, Dentist, Veterinarian, or Pharmacist, Points4Pay is the smart credit solution to simplify and streamline your ongoing payments with your Supplier or Practice.

GP's

Pharmacists

Dentists

Optometrists

Veterinarians

Specialists

Earn Qantas Points or Velocity PointsThe more you spend, the more rewards you will enjoy

With Points4Pay you can earn up to 1.125 Qantas Points or Velocity Points (uncapped) for every $1 spent on your service fees or ongoing purchases, offering you the opportunity to earn rewards, including flights, hotels and more.

*Terms and Conditions apply. Pre-approved finance for Practitioners who meet specific credit criteria. Larger facilities available on request with a full credit assessment. Please consult your dedicated Octet Representative for full Terms and Conditions. For more detail about how we handle your personal information, please read our Privacy Policy.

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Don’t miss the chance to earn up to 1.125 Qantas Points or Velocity Points for every $1 you spend on your service fees or ongoing purchases.