How a Sustainable Packaging Business Secured $1M in Unsecured Trade Finance to Fund Global Growth

This innovative packaging business had experienced impressive growth, with annual revenue increasing by 20%. Their success created a valuable opportunity: the ability to procure larger volumes of raw materials from overseas suppliers at more favourable terms.

However, capitalising on this opportunity required additional working capital. The business needed to ensure suppliers—particularly international partners—received guaranteed payment in a timely manner to maintain strong relationships and secure preferential pricing.

The challenge was finding a finance solution that could:

• Provide sufficient capital to fund increased overseas procurement
• Move quickly through the assessment process
• Avoid tying up property assets or imposing restrictive security arrangements
• Complement their existing financial arrangements, including foreign exchange risk management

The company was introduced to Octet by strategic partner Western Union Business Solutions, who they already worked with for foreign exchange risk management.

To assess the company's situation and recommend the best solution, Octet reviewed the relevant financial information and was able to provide an indicative funding proposal within 24 hours—giving the business immediate clarity on potential funding options.

Following a thorough evaluation of their finances, credit history and business operations, Octet ultimately delivered an unsecured $1M Trade Finance facility to supplement existing funding arrangements. Importantly, no property security or registered General Security Agreement (GSA) was required—giving the business maximum operational flexibility.

This solution enabled the business to transact with verified overseas suppliers via a revolving line of credit, benefitting from:

• Up to 60 days interest-free terms
• Up to 120 days repayment terms
• Seamless integration with Western Union Business Solutions' foreign exchange contracts
• Locked-in foreign exchange rates to manage currency risk

The facility was structured to work alongside the company's existing financial arrangements, creating a comprehensive funding solution that supported their international operations.

With their Octet Trade Finance facility in place, the business was able to expand operations further, confident in the knowledge that they could manage increased orders through readily available funding.

The outcomes included:

• Secured increased raw material volumes from overseas suppliers
• Maintained strong supplier relationships through guaranteed, timely payments
• Preserved operational flexibility with no property security required
• Capitalised on growth opportunities without restrictive funding conditions
• Continued strong performance trajectory backed by accessible working capital

The revolving nature of the facility meant the business could draw down funds as needed, repay them, and access the facility again—creating a sustainable funding solution that grew with their operations.

By combining Octet's Trade Finance with Western Union Business Solutions' foreign exchange services, the company created a comprehensive financial infrastructure to support their global operations and ambitious growth plans.

For packaging and manufacturing businesses looking to fund overseas procurement, manage growth, or capitalise on strategic opportunities, having the right working capital solution makes all the difference.

Octet specialises in flexible, Trade Finance facilities that can be tailored to your business needs—without tying up property assets or imposing restrictive conditions. We work with strategic partners like Western Union Business Solutions to create comprehensive financial solutions for internationally-focused businesses.

Talk to our team today to discuss how Octet's Trade Finance solutions can support your business growth. We can provide indicative proposals quickly to help you understand your options, followed by a thorough assessment to deliver the right funding solution for your needs.