Australia’s peak sales window from Black Friday through to Boxing Day represents billions in revenue. The six-week lead up to Christmas is expected to generate a $69.7 billion boost in retail sales – a 2.7% increase on last year’s numbers. But changes over the past year mean the coming weeks are critical to the success of businesses that depend on this season’s retail sales. From supply chain concerns to interest rate uncertainty, this guide outlines practical steps businesses should take to prepare for the holiday season with confidence.
From shifting consumer behaviour and cost pressures to tariffs and logistical uncertainty, these four forces will shape how you plan, procure and fulfil this peak season.
Australians are shopping earlier and hunting harder for value, concentrating on discount events such as Black Friday. In recent years, what was traditionally a United States-only sales day has become one of the biggest sales periods of the year in Australia and around the world; consumer spending between Black Friday through to ‘Cyber Monday’ is expected to reach $6.7 billion over four days, a 5.5% increase from 2024.
Despite an expected spending increase during Black Friday, retailers are concerned that the Reserve Bank of Australia’s (RBA) decision to keep the cash rate at 3.6% will negatively impact consumer spending. This balance between consumer confidence and discretionary spend will make retailers’ inventory decisions subject to more risk.
Shifts in tariffs and landed costs since last year are altering margins on imported goods, especially in apparel, homewares and electronics. Companies will need to review their pricing and supply chains to ensure they stay competitive. Australian exports have also been affected by US tariffs following the removal of the de minimis exemption; a long-standing import concession used by retailers which allowed low-value goods to enter the US duty-free.
Meanwhile, lead times and freight capacity have improved in some areas but remain variable. This means ‘order by’ date discipline is essential. Australia Post has issued 2025 Christmas lodgement guidance to help businesses set customer cut‑offs.
The following are peak-season considerations for the next fortnight; prioritise based on your channels, margins and operational constraints.
The next two weeks will define your availability, margins and customer experience through to Boxing Day.
Locking in supply, tuning logistics, staging promotions carefully and ensuring your team and systems are ready will separate strong performers from those caught short. And when larger, earlier inventory commitments strain cash flow, the right working capital structure turns constraint into competitive advantage.
Trade Finance ensures smooth import transactions by funding inventory and service purchases upfront, reducing cash flow strain during critical trade activities. Supply Chain Accelerate pays suppliers early to win production priority and better terms while maintaining your days payable outstanding (DPO), improving reliability and smoothing cash conversion.
Whether you’re managing seasonal spikes, opening new channels or diversifying suppliers, peak season demands careful preparation. Leveraging working capital solutions will give you the cash flow flexibility to move quickly without tying up working capital or requiring property security.
Find out more about our Trade Finance and Debtor Finance facilities and if they are right for your business, or talk to us to find the best solution for your business needs.
Disclaimer: The above article content and comments are our views and should not be construed as advice. You should act using your own information and judgment. Although information has been obtained from and is based upon multiple sources the author believes to be reliable, we do not guarantee its accuracy and it may be incomplete or condensed. All opinions and estimates constitute the author’s own judgment as at the date of publication and are subject to change without notice.