Extend Supplier Payment Terms

Pay on your terms. Not theirs.

Delay your outgoings without delaying your business growth. Extend payment terms up to 120 days without asking suppliers for extensions or risking relationships.

More time to pay. Same strong supplier partnerships.

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Octet gives your business more breathing room.

Octet puts you in control of timing. Free up cash and protect supplier relationships at the same time.

A man discusses international supplier payments with verification statuses for US and Chinese companies, highlighting advance payments.
Extend payment terms up to 120 days

Trade with local or international suppliers and get up to 120 days to repay Octet. You don’t delay your suppliers. You just pay us later.

A man on the phone reviews a digital repayment schedule, demonstrating how Octet helps businesses extend supplier payment terms.
Preserve cash flow without renegotiation

You keep your cash longer without needing to change supplier agreements or burn goodwill. Octet pays upfront. You repay when it suits your cycle.

Smiling business owners celebrate 18% sales growth on a chart, showing how extended supplier payment terms boost performance.
Support growth with smarter timing

Longer terms give you space to grow. Use the funds for other opportunities, manage seasonality, or keep reserves strong without skipping a beat.

Two smiling businessmen shake hands, signifying a successful agreement to extend supplier payment terms.

Extend terms without the awkward conversations.

See how other businesses use Octet to manage cash flow, protect supplier relationships, and unlock growth.

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Working capital solutions to overcome cash flow gaps.

Octet's financing solutions bridge the gap between opportunity and available funds, keeping your business moving forward without interruption.

Trade Finance

Octet Trade Finance gives you the flexibility to pay suppliers upfront without draining your cash. You repay Octet later, in a way that fits your cycle. That means no delays for your suppliers and no disruption to your operations.

About Trade Financearrow_forward
A smiling man on the phone with an overlay showing a verified international invoice for $120,000, ready for payment authorisation as part of Octet’s Trade Finance solution..

Why thousands of businesses choose Octet to extend payment terms.

Manage funding, payments, and suppliers in one secure platform. Every feature is built to give you speed, visibility, and control across your Trade Finance facility.

Explore the tools powering smarter business
Next-Gen Digital Wallet

Store, manage and move funds with ease. One wallet. Multiple currencies. Full control.

A man writes in a notebook while a digital wallet interface displays various payment methods for managing business finance.
Advanced International Payments & FX

Pay suppliers globally with competitive FX rates and minimal friction. Fast. Secure. Transparent.

A smiling businesswoman discusses international payments with a custom FX rate interface visible.
Secure Payments

Octet verifies every supplier you pay to ensure funds only flow to legitimate, verified accounts, protecting your business from fraud and compliance risks.

Screen shows international suppliers with 'Verifying' and 'Verified' statuses, ready for payment authorisation.
Bank-Grade Security

Protect every transaction with enterprise-level encryption and multi-factor authentication. Your data stays yours.

About Securityarrow_forward
Two-factor authentication is enabled, showing 'Your data is protected' for secure Octet working capital solutions.
Earn Frequent Flyer Points

Turn everyday business spend into rewards. Make business payments, earn points. It’s really that simple.

A digital card shows 750K frequent flyer points with a 12% monthly increase, illustrating rewards growth with Octet.

The all-in-one platform to power supplier payments.

Stop juggling FX transfers, bank forms, or supplier delays. Octet gives you one secure platform to fund supplier payments, manage repayment terms, and track every step of your global trade in real time.

Pay suppliers faster, with less admin.

Fund supplier invoices directly through one platform. Gain complete control, real-time tracking, and fewer manual steps.

A man smiles while on the phone, interacting with the Octet platform to authorise international supplier payments and manage foreign exchange rates.

Built for Business.
Proven by Numbers.

$5B+

Business funding facilitated on our platform

$2B+

Trade transactions across 70+ countries

200K+

Buyers and suppliers connected worldwide

4,700+

Australian businesses powered by Octet

16+

Years of business finance expertise

5

Offices across Australia and China