Run your business. Without exhausting your bank.
Don’t rely on one source of funding. Our solutions complement your existing credit lines to give you greater capacity without the usual bank friction.
Alternate capital. Same control.
Preserve your bank facility for what matters.
Octet gives you funding options designed to support your operations so your bank line stays available for big-picture decisions.
Fund trade, invoices, or growth
Octet pays your suppliers, unlocks capital tied up in invoices, and offers fast-access business loans. You reduce dependency on the bank while keeping working capital flowing.
Use your bank facility strategically
Keep your bank facility clear for larger projects, or business-critical events. Let Octet support your operational spend with separate, structured funding.
Run leaner. Move faster.
Bank facilities can be slow and rigid. Octet’s funding is built for speed and flexibility. That means you act on opportunities quickly without waiting on bank approval.
Smart businesses diversify their funding sources.
See how others use Octet to ease pressure on bank lines and keep their business moving with flexible working capital.
Alternative funding to ease the load on your bank facility.
Octet offers structured working capital that helps preserve your core banking relationship and gives your business the flexibility to fund growth without using your primary credit line.
Debtor & Invoice Finance
Stop waiting to get paid. Octet advances up to 85% of your unpaid invoice value, giving you access to capital without drawing down on your bank facility. When your customer pays, the balance is settled. It’s fast, secure and keeps your books cleaner.
Why thousands of businesses choose Octet to free up their existing credit lines.
Everything your business needs to control the supply chain in one secure platform.
Next-Gen Digital Wallet
Store, manage and move funds with ease. One wallet. Multiple currencies. Full control.
Advanced International Payments & FX
Pay suppliers globally with competitive FX rates and minimal friction. Fast. Secure. Transparent.
Bank-Grade Security
Protect every transaction with enterprise-level encryption and multi-factor authentication. Your data stays yours.
Seamless Integrations
Connect to Xero, MYOB and more. Sync payments, reconcile instantly, and simplify your workflow.
Earn Frequent Flyer Points
Turn everyday business spend into rewards. Make business payments, earn points. It’s really that simple.
A working capital platform to manage it all.
No more juggling systems or providers. Octet connects your supply chain from sourcing to settlement all in one secure platform to make it easy to fund supplier payments, unlock cash flow from your unpaid invoices and use your own capital or ours.
Your business finance, centralised.
Whether you're buying or selling, we help you transact faster, with fewer clicks, and more certainty.
Built for Business.
Proven by Numbers.
$5B+
Business funding facilitated on our platform
$2B+
Trade transactions across 70+ countries
200K+
Buyers and suppliers connected worldwide
4,700+
Australian businesses powered by Octet
16+
Years of business finance expertise
5
Offices across Australia and China
The numbers tell one story. Our customers tell a better one.
View all stories“Our Partnership with Octet has been really important for the growth of our business. It takes a lot of expense to launch new brands to market and continue to innovate. Octet have proven for over a decade to be the right finance partner for us.”
Ann Cattelan
CEO, Go Vita
Marc Levin
Co-founder and CFO, JasonL
DZ
Daniel Ziccardi
Managing Director, Skillforce Recruitment