Octet has partnered with aggregator Connective to launch Connective Cashflow, a white label solution giving brokers a faster way to fund SME clients beyond property-backed lending. Brokers gain access to trade finance, debtor finance and term loans, unlocking new revenue streams and supporting clients through tightening credit conditions and rising cashflow pressures.
Octet has entered a white label partnership with leading aggregator Connective to launch Connective Cashflow powered by Octet, a new solution within the Connective Lending portfolio that gives brokers a streamlined way to deliver tailored SME funding and diversify their income beyond property lending.
The partnership comes as brokers increasingly turn to SME lending to meet growing client demand for faster, more flexible funding, particularly as traditional credit tightens and more businesses fall outside property-backed models. With brokers now originating up to 30 to 40 per cent of commercial lending in Australia, the opportunity to expand into SME finance is significant.
Clive Isenberg, Managing Director at Octet, said the partnership marks an important step forward for the broker channel and the SMEs they support.
"This partnership is a significant milestone for the industry. Connective Cashflow brings together Australia's leading supply chain financier and Connective's extensive broker network to make it faster and easier for brokers to deliver tailored cashflow solutions when businesses need them most,"
Clive IsenbergManaging Director, Octet
"Connective Cashflow, powered by Octet, creates a powerful opportunity for brokers and their SME clients, helping them unlock growth and manage cashflow with confidence," says Clive.
Through Connective Cashflow, brokers can access trade finance, debtor finance and term loans. The solution helps businesses unlock cash tied up in invoices, supplier payments and inventory cycles, and is supported by BDMs with matrix and delegated authority approvals on trade and debtor facilities up to $1.5 million.
Early broker engagement has been strong, with significant interest following launch and a growing pipeline of deals already being assessed — underscoring the depth of demand for working capital solutions among SME clients.
The launch also comes ahead of upcoming regulatory changes, including payday super from 1 July, which is expected to add further pressure on business cashflow. Connective Cashflow is designed to help brokers support clients in managing these obligations while maintaining working capital flexibility.
Brent Starrenburg, Head of Commercial and Asset Finance at Connective, said brokers are seeing a clear shift in client needs.
"More SME clients are looking for funding solutions that align to how their businesses operate, not just what they can secure against property. This gives brokers a practical way to solve those challenges, while also creating new revenue opportunities and strengthening long-term client relationships."
Brent StarrenburgHead of Commercial and Asset Finance at Connective
Michael Goerner, Head of Connective Lending, said the move reflects a broader evolution in the broker role.
"Brokers are moving beyond transactional lending and becoming more embedded in their clients' broader financial needs," Michael said.
"This white label partnership supports that shift, giving brokers the tools to help clients manage cashflow, support growth and navigate more complex funding scenarios."
Founded in 2003, Connective had a vision to give mortgage brokers a fairer deal by creating long-lasting, valuable partnerships, and providing them with the tools and services needed to achieve the best outcomes for their customers. Today, Connective is Australia's leading mortgage, asset finance and commercial aggregator with over 5,400 members. Connective offers best-in-class technology, tailored business solutions for all lending types, marketing support, compliance expertise, an expansive Learning and Development offering, and a suite of white label products to help brokers build profitable, forward-thinking businesses.
Connective Lending is one of Australia's leading providers of white label lending solutions, offering Connective brokers exclusive access to a broad and growing range of products across residential, commercial, SMSF and specialty solutions. By continuously expanding its portfolio, Connective Lending empowers brokers to deliver competitive, tailored solutions that meet the evolving needs of their clients.
To learn more visit connective.com.au
Media Contact Details
Zoe Hamlyn
M: 0412 992 876 E: zhamlyn@wecommunications.com
Specialising in providing innovative supply chain finance and payments solutions to Australian businesses and their local and global trading partners, Octet’s vision is to connect and grow the world’s businesses.
Established in 2008, Octet has powered the growth of over 200,000 businesses via intelligent Trade Finance, Debtor Finance and other working capital solutions. To learn more visit www.octet.com.
Octet Contact:
Russel Walsh | Head of Marketing & Communications
Disclaimer: The above article content and comments are our views and should not be construed as advice. You should act using your own information and judgment. Although information has been obtained from and is based upon multiple sources the author believes to be reliable, we do not guarantee its accuracy and it may be incomplete or condensed. All opinions and estimates constitute the author’s own judgment as at the date of publication and are subject to change without notice.