Working Capital SolutionsSupply Chain Accelerate

Unsecured, off-balance sheet source of funding.
Settle 100% of your supplier invoices upfront, while you can repay 30, 60 or 90 days later.
Your supplier benefits from getting paid instantly, whilst you get an extension on your existing payment terms.
Track and manage the supply chain process through our intuitive supply chain platform.

Negotiate smarterAccess a revolutionary working capital solution

Power to access

Supply Chain Accelerate is a fast, flexible working capital solution unlike anything available to medium-large Australian businesses.

It settles 100% of your supplier invoices upfront, while you can pay 30, 60 or 90 days later, with the cost worn by either party or split as a percentage.

It’s the short-term funding solution you’ve been waiting for – optimising working capital for both you and your supplier and giving you the power to negotiate early payment discounts.

Power to collaborate

Supply Chain Accelerate benefits both sides of any business transaction. It enables you to get an extension on your existing payment terms, while your supplier benefits from getting paid instantly.

The bottom line is increased cash flow, more liquidity and, ultimately, risk mitigation for the entire supply chain.

Power of visibility

Our platform enables you to track each critical step of the supply chain process, from procurement to payment, order to cash. It stores and validates all of the important documents required at each stage, giving you and your supplier full transactional visibility.

Power of global security

When you join the platform, we’ll vet you and your suppliers to comply with global banking standards. We’ll also help you reduce risk by securing the transaction, keeping your data safe and using anti-fraud technology.

In short, we make global trade fast, safe and simple.

Supply Chain Accelerate How it works

Supplier uploads invoices

Supplier uploads invoices to Octet and requests payment

Buyer approves invoices

Buyer reviews invoices and authorises payment

Octet pays the supplier

Octet transfers authorised amount less agreed transaction fees into sellers bank account

Buyer pays Octet

Buyer later pays the full authorised amount to Octet on a mutually agreed date

Order value

1,000,000

Payment Terms

Fee

Early settlement discount

^$
1,012,000

Transaction fee (1.20%)

$12,000

Early settlement discount (1.00%)

$10,000

Actual transaction cost

$2,000

Effective interest rate**

1.20%

Contact sales

*This is an indication of the facility for which you may be eligible, but not an offer. Credit, other criteria and Octet's general terms and conditions (available upon request) apply. **Effective interest rate based upon agreed payment terms, fees and discount.

Order value

100,000

Receive payment

Fee

*Total amount receivable Today

^$
96,600

Transaction fee (3.40%)

$3,400

96.6%

Paid upfront with Supply Chain Accelerate

80-85%

Compared to traditional Debtor Finance

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*This is an indication of the maximum amount receivable, less applicable fee. Octet's general terms and conditions (available upon request) apply.

Improve your business partnerships

For buyers
For suppliers

Increases cash flow
Extends your days payable outstanding (DPO) by lengthening your actual payment terms to 30, 60 or 90 days
Provides an off-balance sheet source of funding as it’s not classified as debt*
Enhances your balance sheet metrics*
Enables you to comply with existing bank covenants*
Mitigates supply chain disruptions by allowing the supplier to access inexpensive financing on the back of your credit rating

*Subject to your business’ and any associated banks’ accounting treatment of these working capital solutions.

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Reduces their days sales outstanding (DSO) by getting paid early
Means no assignment of debt – unlike other Supply Chain offerings in the market, where the financier takes an assignment of debt over all of the supplier’s assets
Improves their working capital ratios
Enhances your balance sheet metrics
Improves their balance sheet position by lowering their receivables balance, since Supply Chain Accelerate payments aren’t treated as debts

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Unlock your business' negotiating power

Take advantage of the competitive edge that Supply Chain Accelerate gives you against competitors in your industry.

Pharmaceuticals

IT hardware and equipment

Food and beverage

Wholesale

Healthcare

Retail

Manufacturing

Construction and engineering

Your Supply Chain Accelerate questions answered

Will my business qualify?

To qualify, your business will need to provide a copy of your recent, audited financials, which we’ll check against our internal credit rating.
Do I need to provide security or personal guarantees?

No. Supply Chain Accelerate is secured against the performance of your business. Therefore, we don’t typically require a charge over your personal or business assets.
Why doesn’t my bank consider this to be a loan?

Pending your business’ and banks’ accounting treatment, Supply Chain Accelerate does not typically sit (be recognised) on your balance sheet. We assume the liability to the supplier and the overall liability is not modified. Additionally, we do not charge interest or take out personal guarantees. Banks often offer their own off-balance-sheet version of Supply Chain Accelerate, which is typically reserved for institutional customers.

It’s time to Power your business

Unlock your working capital while future-proofing your business and supply chain.

Contact sales

Supply chain solutions

Trade Finance

Debtor Finance

Supply Chain Accelerate

OctetPay

Industries

Why Octet

Digital wallet

Global network

Cross-border payments

Supply chain management

Security

Rewards

Working Capital SolutionsSupply Chain Accelerate

Negotiate smarterAccess a revolutionary working capital solution

Power to access

Power to collaborate

Power of visibility

Power of global security

Supply Chain Accelerate How it works

Supplier uploads invoices

Buyer approves invoices

Octet pays the supplier

Buyer pays Octet

Get started with Supply Chain Accelerate

1,000,000

$1,012,000

100,000

*Total amount receivable Today

$96,600

96.6%

80-85%

Improve your business partnerships

*Subject to your business’ and any associated banks’ accounting treatment of these working capital solutions.

Unlock your business' negotiating power

Pharmaceuticals

IT hardware and equipment

Food and beverage

Wholesale

Healthcare

Retail

Manufacturing

Construction and engineering

Your Supply Chain Accelerate questions answered

It’s time to Power your business

^$
1,012,000

^$
96,600