Become a Referral PartnerPower to partner

Want the bestfor your SME clients?

Clients trust your advice. That’s why you need the best solutions at your fingertips. Join our network of Referral Partners to access the most flexible and empowering business finance solutions around.

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Finance & Business Icon
Finance and business brokers
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Bank and financial Institution
Banks and Financial Institutions

What can we
offer your clients?

We’re a specialist working capital financier for businesses across Australia and the world. Our four core products deliver business funding and payments capabilities for a range of needs. We can also work with you to create tailored solutions for your clients.

Trade Finance

A convenient line of credit to pay local and international suppliers in over 65 countries, with up to 120 day repayment terms and up to 60 days’ interest free.

Trade Finance

Debtor Finance

Fund advances on invoices of up to 85% for businesses of all sizes and financial positions, allowing them to capitalise on opportunities to keep the business growing.

Debtor finance

Supply Chain Accelerate

A revolutionary working capital solution that funds 100% of supplier invoices upfront, while clients have extended payment terms of 90 days.

Supply Chain Accelerate


Our secure, intelligent platform that facilitates payments to local and international suppliers using your clients’ preferred funding source, with highly competitive FX rates in up to 15 currencies.


Why become a Referral Partner?

Earn upfront and trailing commissions, as well as Qantas Points*, on settled transactions and facility limits.

Referral Partner Icon

Be rewarded

Earn upfront and trailing commissions, as well as Qantas Points**, on settled transactions and facility limits.

Add Value Icon

Add value

Help finance your clients’ business growth, both domestically and internationally, by offering them a new way to fund their supply chain.

Added Service Provider

Provide added services

Get full visibility of your clients’ transactions, and offer them in-depth, real-time advice.

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Keep your clients loyal

Increase client retention by providing them with extra opportunities for funding and growth.

As featured in…

  • Financial Review
  • TheAustralian
  • AusFintech
  • Sydney Morning Herald Logo
  • TheAdviser
  • FintechAustralia

How to becomea Referral Partner?

Sign up as a Referral Partner

Complete our online form to get the ball rolling. It takes less than a minute.

Share your affiliate link

We’ll assign clients joining via your affiliate link to your profile.

Reap the rewards

Earn generous introduction fees, trail commissions and Qantas Points whenever your clients trade.

Benefits of being
a Referral Partner?

Want to earn valuable Qantas Points for your business? Octet referral partners who settle clients into a new Octet debtor or trade finance facility within a 12-month period, commencing with the first deal settled, will be rewarded according to a tiered program in partnership with Qantas Business Rewards. For example, $3M in total deals settled would earn you up to 375,000 Qantas Points. These points can be transferred from your Business Rewards account to any Frequent Flyer account, so you can go on your dream trip or take business travel when the time is right. You would also be eligible for a free one year Qantas Club Membership valued at $939, on us! ^

Rewards Tier
Total value of settled deals
Qantas Points awarded**
Additional Bonus awarded
Where could your Qantas points take you?
Rewards Partner
125,000 points
  • 1 x Economy return Sydney - Hong Kong
  • 50,400 points + $274 in taxes, fess and carrier charges*
Preferred Partner
250,000 points
  • 1 x Economy return Brisbane - Singapore
  • 50,400 points + $270 in taxes, fess and carrier charges*
Premium Partner
375,000 points
  • 2 x Economy return Melbourne - Los Angeles
  • 167,600 points + $788 in taxes, fess and carrier charges*
Elite Partner
625,000 points
  • 2 x Economy return Melbourne - London
  • 220,800 points + $900 in taxes, fess and carrier charges*

What our partners say

“Octet provide my clients with a best-in-market supply chain platform, including a simple-to-use and effective Trade Finance facility. The team at Octet are personable and always available (right up to the MD) to have direct and honest conversations, which is critical when it comes to getting complex transactions across the line.”

Sonja Pfitz, Director
Pfitz Financial & Business Solutions


  • What benefits do I receive for referring clients?

    We offer a highly regarded incentive program with generous upfront introduction fees and trails for the life of the facility with us. In addition, you can earn Qantas Points based on settled facility limits.

  • Do you pay a brokerage fee if I refer clients?

    Yes. We have a highly valued introducer incentive program for our Referral Partners. This includes generous upfront introduction fees and trail commissions for the life of the facility once transactions are referred and settled.

  • Can my clients access multiple products at once?

    Yes. We make it simple through our secure payments platform, allowing them to choose their preferred funding source for each transaction. We can also combine our products in various ways to give your clients the best access to cash flow for their businesses.

    For example, some may need a “back-to-back” funding solution for their supply chain by combining Debtor Finance and Trade Finance facilities. Others may wish to add their credit cards to their OctetPay to access another funding source. Whatever their finance needs, we can provide a solution.

  • Can you help clients who have taxation arrears and/or have suffered trading losses?

    Yes. We have a range of finance solutions to help recapitalise businesses and improve their trading ability. Our Trade Finance facility increases business’ purchasing power by overcoming cash flow challenges. Our Debtor Finance solution is a flexible option for businesses experiencing losses or who may be in tax arrears.

    Supply Chain Accelerate is a fast, flexible working capital solution unlike anything currently available to medium-large Australian businesses. And, our OctetPay solution allows businesses to securely pay local and international suppliers with their chosen funding source. So, no matter what situation your clients are in, our products can help power their business growth.

It’s time toPower your client’s business

Want to offer your clients new opportunities for funding and growth?

Register now


Terms & Conditions

*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 usually applies, however this will be waived for Octet customers. Fees are inclusive of any applicable GST and may be varied by Qantas from time to time, without notice, in its absolute discretion. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under Octet Finance Pty Ltd’s Terms and Conditions. Any claims in relation to Qantas Points under this offer must be made directly to Octet Finance Pty Ltd by speaking to your account manager. Qantas Points will be credited to the Members’ Business Rewards account within 14 days after the end of the month in which Octet has received the amount receipted.

Regular Qantas Points are allocated pro-rata, according to the value of Octet Trade or Debtor Finance facility limits settled. For example, if a partner settles a client into a facility of $1.5m, they will be eligible for a pro-rata amount according to the ratio distribution of 0.125 points, except during the ‘Double Points Promotion Period’ (refer below). This means that the partner would receive a total of 187,500 points. By the same token, if a partner settled $1.9m in limits, then 237,500 points would be allocated to their business. Qantas Points are allocated on a quarterly basis.

Available to Octet members only and subject to the minimum spend thresholds as individually advised by Octet. Qantas Points will not be awarded for a facility agreement which has been terminated at the sole discretion of Octet.

^Must transfer Points from Qantas Business Rewards account to current individual Qantas Frequent Flyer Account. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Qantas Business Rewards members must transfer Qantas Points to individual Qantas Frequent Flyer account/s for redemption. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points, Qantas Shopping Online Mall and Card Offers. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. To purchase from Qantas Wine, you must be a Qantas Frequent Flyer member, 18 years of age and over and have an Australian delivery address. Liquor Act 2007: It is an offence to sell or supply to or to obtain liquor on behalf of a person under the age of 18 years. Licence Number: LIQP770016736. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Seats are subject to capacity controls, availability is limited, and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable to Qantas (excluding any amounts payable to third parties at the airport) in addition to the points required. Points and taxes, fees and carrier charges accurate as at 20 June 2019 and are subject to change. Status Credits and Qantas Points will not be earned on Classic Flight Rewards. For more information about Classic Flight Rewards visit the Qantas website ( rewards).